Baccarat game is played with 8 decks of cards, total 416 cards. Face cards (Jacks, Queens, and Kings) and Tens are worth 0, while Aces are worth 1. All other cards are counted at face value. The point value of each hand is the last digit of the sum of the cards. For example, a hand of Jack, 4, and 9 has a point value of 3 (since 0 + 4 + 9 = 13).
At first round of card dealing Banker and Player will gain 2 cards respectively, cards for Player is dealt prior to that of Banker. The third card for Banker and / or Player may be dealt in reference to the baccarat game rules.
The object is to correctly predict which of the two hands (Player or Banker) will have a point value closest to 9.
Rules for Taking a Third Card
Player's first two cards total
(Player)
Banker's first two cards total
(Banker)
0
Gets a third card
0
Gets a third card
1
Gets a third card
1
Gets a third card
2
Gets a third card
2
Gets a third card
3
Gets a third card
3
If the Player's third card is 8; do not get a third card
4
Gets a third card
4
If the Player's third card is 1,8,9,10; do not gets a third card
5
Gets a third card
5
If the Player's third card is 1,2,3,8,9,10; do not gets a third card
6
Do not gets a third card
6
If the Player's third card is 6,7; gets a third card
7
Do not gets a third card
7
Do not gets a third card
8
Natural, the hand is over
8
Natural, the hand is over
9
Natural, the hand is over
9
Natural, the hand is over
If either the player or the bank have a total of 8 or 9 on the first two cards no further cards are drawn. The resulting hand is called a natural and the hand is over.
If the banker and player scored 6,7, is considered Tie.
Banker win, 1:0.95 payout
Player win, 1:1 payout
Tie win, 1:8 payout